{"id":9046,"date":"2012-09-06T09:00:39","date_gmt":"2012-09-06T07:00:39","guid":{"rendered":"https:\/\/www.gold.fr\/news\/?p=9046"},"modified":"2017-11-02T11:35:20","modified_gmt":"2017-11-02T10:35:20","slug":"or-et-pret-sur-gage-en-inde","status":"publish","type":"post","link":"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/","title":{"rendered":"Or et pr\u00eat sur gage en Inde"},"content":{"rendered":"

\"\"<\/span>Si l’Inde est aujourd’hui consid\u00e9r\u00e9e \u00e0 juste titre comme \u00e9tant une \u00e9conomie \u00e9mergente, quelques pratiques financi\u00e8res informelles perdurent. En effet, tandis que les \u00e9tablissements de micro financement proposent des cr\u00e9dits \u00e0 contretemps, leur client\u00e8le, essentiellement des femmes de milieu rural, r\u00e9investit le montant dans l’or<\/a>, \u00e9ternelle valeur refuge.<\/span> Dans la soci\u00e9t\u00e9 indienne, l’or<\/a> a de multiples fonctions dont entre autres celle d’\u00eatre une \u00e9pargne. C’est ainsi que les familles indiennes, outre leur fascination culturelle et spirituelle pour le m\u00e9tal jaune<\/a>, n’en oublient pas sa valeur intrins\u00e8que. Cette valeur semble d’autant plus accrue que le syst\u00e8me de pr\u00eat sur gage, permet un \u00e9change imm\u00e9diat contre des liquidit\u00e9s. En plus de sa disponibilit\u00e9 ce syst\u00e8me financier informel propose des taux d’int\u00e9r\u00eats parmi les plus bas du march\u00e9.<\/span> Le recours au pr\u00eateur sur gage est une pratique tr\u00e8s courante en Inde si bien qu’elle est entr\u00e9e dans les moeurs. Par contre s’il pr\u00e9sente bien des avantages, le pr\u00eat sur gage exige de nombreuses garanties. Ainsi, le syst\u00e8me de poin\u00e7on qui permet aux bijoutiers de \u201ctra\u00e7er\u201d l’or<\/a> accr\u00e9dite d’une certaine mani\u00e8re le m\u00e9tal jaune<\/a> aupr\u00e8s des pr\u00eateurs sur gages. Ces derniers savent ainsi qu’ils pourront revendre les bijoux gag\u00e9s \u00e0 leur cr\u00e9ateurs.<\/span> M\u00eame si le syst\u00e8me de pr\u00eat sur gage est consid\u00e9r\u00e9 comme \u00e9tant marginal il n’en reste pas moins autant salutaire que l’est l’or<\/a> pour les hindous.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Si l’Inde est aujourd’hui consid\u00e9r\u00e9e \u00e0 juste titre comme \u00e9tant une \u00e9conomie \u00e9mergente, quelques pratiques financi\u00e8res informelles perdurent. En effet, tandis que les \u00e9tablissements de micro financement proposent des cr\u00e9dits \u00e0 contretemps, leur client\u00e8le, essentiellement des […]<\/p>\n","protected":false},"author":18,"featured_media":6639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mbp_gutenberg_autopost":false,"_pgmb_is_evergreen":false,"_pgmb_ap_template_id":0,"footnotes":""},"categories":[6],"tags":[76,806,830],"ppma_author":[2565],"class_list":["post-9046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles-de-presse","tag-or","tag-or-en-inde","tag-pret-sur-gage-en-inde"],"yoast_head":"\nOr et pr\u00eat sur gage en Inde - Gold.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Or et pr\u00eat sur gage en Inde - Gold.fr\" \/>\n<meta property=\"og:description\" content=\"Si l’Inde est aujourd’hui consid\u00e9r\u00e9e \u00e0 juste titre comme \u00e9tant une \u00e9conomie \u00e9mergente, quelques pratiques financi\u00e8res informelles perdurent. En effet, tandis que les \u00e9tablissements de micro financement proposent des cr\u00e9dits \u00e0 contretemps, leur client\u00e8le, essentiellement des […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/\" \/>\n<meta property=\"og:site_name\" content=\"Gold.fr\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Goldfr\/\" \/>\n<meta property=\"article:published_time\" content=\"2012-09-06T07:00:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-11-02T10:35:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gold.fr\/news\/wp-content\/uploads\/2012\/04\/inde-or.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"399\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Comptoir National de l'Or\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Comptoir National de l'Or\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/\"},\"author\":{\"name\":\"Comptoir National de l'Or\",\"@id\":\"https:\/\/www.gold.fr\/news\/#\/schema\/person\/760ee7cec237915eebf2be78df0404c4\"},\"headline\":\"Or et pr\u00eat sur gage en Inde\",\"datePublished\":\"2012-09-06T07:00:39+00:00\",\"dateModified\":\"2017-11-02T10:35:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/\"},\"wordCount\":281,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gold.fr\/news\/wp-content\/uploads\/2012\/04\/inde-or.jpg\",\"keywords\":[\"Or\",\"Or en Inde\",\"pr\u00eat sur gage en Inde\"],\"articleSection\":[\"Articles de presse\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/\",\"url\":\"https:\/\/www.gold.fr\/news\/2012\/09\/06\/or-et-pret-sur-gage-en-inde\/\",\"name\":\"Or et pr\u00eat sur gage en Inde - 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